Advancing the discipline of divorce mortgage planning through education, certification, and professional standards.
The Divorce Lending Association establishes the professional standards governing mortgage and real property decisions in divorce, certifies the practitioners who apply them, and serves the family-law and financial professionals who depend on them.
Est. 2014
Founding
1,000+
Certified CDLP® professionals
50 states
Member coverage nationwide
Published
Practice standards & code of ethics
Who you are
What's your role, and where do you fit in?
The Divorce Lending Association serves three audiences. Choose your path below to find the resources, credentialing, and support designed for your role.
Mortgage professional
Become a Certified Divorce Lending Professional.
Earn the credential governing mortgage practice in divorce, and join the body that establishes the standards.
Explore CDLP® certificationFamily-law & financial professionalRefer with confidence.
Find credentialed CDLPs and join the allied professional network for attorneys, mediators, and financial planners.
For professionalsMember of the publicGoing through a divorce.
Find a CDLP® near you or book a free, confidential 20-minute housing consult on divorcehousing.com.
For the publicProprietary CDLP® software
What the mortgage will actually support, in writing.
Every divorce involving a house raises the same question, and it is usually answered verbally, in a meeting, by someone who will not be there when it matters. The Divorce Mortgage Planning Report™ answers it in nine sections a certified practitioner prepares on association software. The attorney puts it in the file. The mediator works from it. The client acts on it.
- Feasibility. Whether the house can actually be kept, and on what terms.
- Income. Which income the settlement creates will qualify, and which will not.
- Risk. Named exposures and a stated feasibility classification, not a general impression.
- Method. Built on Mortgage Capacity Mapping™, the four-phase framework taught in the CDLP® curriculum.
Recognition & collaboration
Recognized across the family-law, financial, and mortgage communities.
The Divorce Lending Association and the discipline of divorce mortgage planning are recognized by professionals working at the intersection of family law, financial planning, and mortgage finance.
For mortgage professionals
Join the association that defines the discipline.
CDLP® certification is membership in the body that establishes the standards. Family-law professionals refer to CDLP® practitioners because they trust the credential. The credential is trusted because the association that governs it does so.
Certification
CDLP® curriculum, exam, and credential
Comprehensive training in family law fundamentals, equitable distribution, and mortgage qualification under divorce conditions.
Standing
Listing in the public CDLP® register
Recognized presence in the official directory used by attorneys, mediators, and divorcing homeowners nationwide.
Tools
Mortgage Capacity Mapping™ and CORE Membership
Proprietary analytical frameworks and a member workspace built specifically for divorce mortgage planning.
Convening
Annual symposium and CE programming
Member-only education, peer network, and recognized continuing education credits across professional disciplines.
Divorce Housing Insights
Posted on Aug 14, 2026
The Layers of a CDLP® Practice: From a Single Question to the Witness Stand
Read More +
Posted on Jul 26, 2026
One Niche, Every Referral Source: How CDLP® Certification Grows Your Entire Mortgage Business
Read More +
Posted on Jul 20, 2026
The Issue With Overlooking Property Taxes in Divorce
Read More +
Get CDLP® Certified Today!
The Certified Divorce Lending Professional (CDLP®) Certification prepares you to become an integral member of the professional divorce team by providing you with the required background knowledge base, business model, and ongoing marketing and support.
Get Certified TodayPublications
Position Papers and standards from the association.
Aug
27
27
What a Divorce Settlement Can and Cannot Do About the Mortgage
A settlement binds the spouses, not the noteholder. Three states now require conventional mortgages to be assumable, and none releases the departing spouse.
Read More +
Jul
29
29
CDLP® Doesn't Teach You What to Do. It Teaches You How to Think.
CDLP® certification doesn't teach you what to do, it teaches you how to think. Learn why the knowledge, not the loan, grows a loan officer's whole business.
Read More +
Jul
21
21
How to Tell If a Professional Certification Is Actually Credible
A field guide, using four divorce-adjacent designations (CFP®, CDFA®, CDRE®, and CDLP®) to show what separates a real credential from a weekend badge, and why the divorce-lending seat is the one most often filled by someone who never earned it.
Read More +
FAQs
Consumer
- Can I just assume the existing mortgage on our family home?
- Why does divorce change the way I got a mortgage in the past?
- Why is Perspective so important in your divorce case?
- Do you offer education resources for divorcing homeowners?