Welcome to the Divorce Lending Association Blog, your premier resource for expert insights and strategies on divorce mortgage planning, refinancing, and real estate solutions for the marital home. Whether you are an individual facing the financial challenges of divorce or a divorce professional working with divorcing homeowners, our blog provides valuable information to help you make informed decisions. Our Certified Divorce Lending Professionals (CDLP®) offer expertise on refinancing options, equity buyouts, and the legal and tax implications of managing real estate during divorce. Stay ahead with our comprehensive articles and learn how to secure your financial future while handling your marital home effectively. Discover how the right knowledge and guidance can transform your divorce mortgage strategy.
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Can Mortgage Insurance Premiums Be Deducted as Mortgage Interest for Divorcing Homeowners?When a purchase loan in first lien position exceeds 80% loan to value, mortgage insurance may be put on the mortgage to protect the mortgage lender.
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Alimony vs. Mortgage Interest Deduction: Understanding the DifferencesWhen people compare alimony vs. mortgage interest deduction, there's usually a good amount of confusion. We explain the difference to consumers in this blog.
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Get CDLP® Certified with Our New 3 Weeks to Launch Program!Want to become a certified divorce lending professional? Open enrollment is now underway for our '3 Weeks to Launch' CDLP certification program.
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Should You Buy a New Home with Cash During a Divorce? Key ConsiderationsDivorcing clients often decide to purchase a new home with cash during a divorce. Find out what the difference is between using cash vs. mortgage financing.
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Understanding Quitclaim vs. Warranty Deeds in Divorce Real Estate TransfersUnderstanding real estate deeds, i.e. Quitclaim deed vs. Warranty deed, is a must when transferring title and ownership to real estate during a divorce.
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Refinancing the Marital Home Post-Divorce: Key Insights and QualificationsMany times in a divorce situation, one of the parties may not be living in the marital home at the time of the divorce, and refinancing comes into play.
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Navigating Mortgage Transfer After Divorce: Assumption, Liability, and Successor RightsYou were awarded the marital home in the divorce but you’re not currently on the mortgage. What do you do next? Find out now!
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The Importance of Clear Language in Divorce Settlement Agreements for Mortgage ApprovalAre you looking to obtain mortgage financing following a divorce? Here's how to avoid language traps in a divorce settlement agreement.
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Navigating Marital Home Refinancing During Divorce: The Role of a Certified Divorce Lending ProfessionalDivorce is messy. Add a mortgage to the equation and it's even messier. Here's what divorcing homeowners should know about marital home refinancing.
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The Growing Trend of Gray Divorce and the Role of Reverse MortgagesA reverse mortgage were created specifically for senior homeowners, 62 years and older, who want to convert part of their home’s equity into loan proceeds.
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The Value of Perspective: What Certified Divorce Lending Professionals Bring to Divorce SettlementsEver given thought to the value of perspective that each member of the professional divorce team brings to the table? The makeup of your team is important.
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Navigating Divorce and Mortgage Financing: Key Insights for Qualifying IncomeHow do you use the income from divorce in order to qualify for mortgage financing? Avoid common hurdles and make it work with the help of an experienced CDLP.