Welcome to the Divorce Lending Association Blog, your premier resource for expert insights and strategies on divorce mortgage planning, refinancing, and real estate solutions for the marital home. Whether you are an individual facing the financial challenges of divorce or a divorce professional working with divorcing homeowners, our blog provides valuable information to help you make informed decisions. Our Certified Divorce Lending Professionals (CDLP®) offer expertise on refinancing options, equity buyouts, and the legal and tax implications of managing real estate during divorce. Stay ahead with our comprehensive articles and learn how to secure your financial future while handling your marital home effectively. Discover how the right knowledge and guidance can transform your divorce mortgage strategy.
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Overcoming the Marital Mortgage Hurdle in Divorce SituationsCan you qualify for a new home loan when still obligated on the existing mortgage for the marital home?
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Understanding the Housing Assistance Tax Act of 2008 and Its Impact on Divorcing HomeownersMoving into a rental property following divorce seems like a quick fix for housing; however, there may be tax consequences that follow a future sale.
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How to Access Mortgage Information as a Non-Borrowing Spouse Post-DivorceHow can a spouse who is not on the mortgage to the marital home access information regarding the mortgage?
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Where Does a Certified Divorce Lending Professional (CDLP®) Fit Into the Mediation Process?Mediation is when a third party helps participants in a dispute to resolve it. A CDLP® plays a major role when mediation negotiations involve the marital home.
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What is Divorce Mortgage Planning?Understanding the 4 phases of divorce mortgage planning and working with a CDLP® - Certified Divorce Lending Professional will be important during divorce.
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Maximizing Your Mortgage Preapproval: Essential for Divorcing HomeownersIf you are refinancing the marital home in a divorce situation, get pre-approved for an Equity Buy-Out with a Certified Divorce Lending Professional (CDLP).
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Managing Your Mortgage Post-Divorce: Key Steps and ConsiderationsIf you aren't on the mortgage to the marital home but you were awarded the home in the divorce - take these steps to protect yourself.
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Understanding Mortgage Interest Deduction and Recent Changes Affecting Your DeductionThe mortgage interest deduction is more complex than just deducting the amount of mortgage interest paid during the tax year.
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Should You Obtain an Appraisal or a Comparative Market Analysis During a Divorce?What makes a divorce appraisal different than an appraisal for mortgage financing?
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Understanding Divorce and Its Impact on Mortgage FinancingDivorce is the action or an instance of legally dissolving or terminating a marriage. Divorce Mortgage Planning helps with divorce refinance and home purchase.
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Key Financial Mistakes to Avoid When Negotiating the Marital Home During DivorceHere are three financial mistakes to avoid when negotiating the marital home during a divorce settlement.
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Key Details of Real Property in Divorce and Mortgage FinancingProperty details can be a factor when obtaining mortgage financing during divorce.